REALTORS WITH SHORT SALE LISTINGS

Here is your chance to get your files done effortlessly. Here is how our system works.
Once we have all the required documentation from you on behalf of the homeowner, we do all the short sale submissions and negotiations with the lenders on your listing, which will allow you to have free time to find more listings and generate more revenue. We handle every aspect of the sale.
We submit the package, make all the calls and handle the negotiations. We DO NOT charge a percentage of Realtor's fees.

REALTORS AND BROKERS

We don’t charge you or your client a percentage of your commission.
Whether you have done a short sale on your own or have been hearing that short sales are solutions to your client’s problem but don’t know how to get started, Optima Title Solutions is here to help you.

DO YOU….

• Have clients that can’t continue to make their mortgage payments?
• Have clients that owe more on their property than the fair market value or have little equity that isn’t enough to pay closing costs and commissions?
• Have a client that wants to list the property at an unrealistic price hoping to break even but you know that the client will be unable to sell the property as such a high price?
• Start the short sale process and then find that there is a lot you don’t understand or just don’t have the time in your busy schedule to follow up?

TRACK THE STATUS OF YOUR SHORT SALE ONLINE….

  

YOU CAN...

• Help your client find a positive solution to a negative situation!
• Increase your earnings even in this declining market!
• Focus on getting new listings as we handle the tedious details of the lender communications and negotiations. We know your time valuable. Let us help you increase your earning potential!

HOME OWNERS

• Do you owe more on your property than its current fair market value?
• Is the equity in your home not enough to cover the agent commission costs and closing costs?
• Does the property need rehabilitation work on it before it will sell?
• Do you have a financial hardship keeping you from paying your monthly obligations?
• Are you late on your mortgage payments?
• Is your interest rate adjusting and you will be unable to make the higher payment?
• Are the banks calling you several times a day to collect on their loans?
• Do you want to avoid foreclosure?
• Do you want to resolve the current situation with minimal impact to your credit?

If the answer is Yes to any of the questions above, then we can help you.
We negotiate short sales with banks and receive a sufficient discounted amount on your loan so you can sell your property successfully and avoid foreclosure.
We understand that defaulting on your loan is not something that you want to happen and many people feel ashamed or embarrassed. However, no one anticipated the current market conditions and there are many people facing the same situation. This is why your confidentiality is of utmost importance to us. Please do not wait to contact us. The earlier you come to see us, the more likely we will be able to help you. A short sale may be the best solution in order to avoid foreclosure. We are the professionals to help you with that process.

We have short sale experts to handle all of the negotiations with the lenders so you don’t have to.
A foreclosure will stay on your credit for up to seven (7) years! Because of this negative report on your credit, it will make it difficult for you to get approved for credit in the future. By completing a short sale you will eliminate the foreclosure from being reported on your credit. It will nevertheless affect your credit, but the effect is much less than if the lender foreclosed on your property.

WHAT IS THE PROCESS?

• We communicate with you through our no-obligation, free consultation call and determine if your situation is a candidate for a short sale. We explain the whole process and answer all the questions you will have.
• We contact the lenders and any other parties involved in your case.
• We gather from you all the information requested by your lender. Each lender has its own requirements and, because we have experience with almost every lender, we are able to help speed up the process and give you an accurate assessment of your case.
• We generate a special set of documents to enclose in your file to support the case of your property.
• We submit the short sale package requested from the lender and start the negotiation process for the short sale of your loan.
If you are not currently working with a Realtor in your area fill in the info below and we will have one contact you that we know can help.